Know Your Rights Against Roofing Contractors
In many states, roofing contractors must be licensed to do the roof repair work. Obtaining a license to operate a roofing business is not a common licensing requirement, however. Not all states need a roofing contractor’s license to perform the type of work you are attempting to perform, so a license alone may not be enough. Still, most contractors still may need to obtain a general contractor’s bond in order to satisfy state licensing requirements.
Are you looking for skilled roofing contractors? You can directly talk to Roofing Oklahoma City OK and get a free quote. However, some cities and counties have rules that make general contractor licensing a condition for receiving a city contract. This is why it’s important to always read over any contracts with care, and ask questions before starting work. You never know what might be required of you. Be sure to research the bond or insurance required for your job ahead of time so you can be sure you understand it fully.
A bond or insurance can be very important to roofing contractors who are new in town. A lot of cities and counties will require roofers to obtain a general contractor’s license prior to performing any roofing work on anyone’s house. A bond ensures that you will pay for any work that is done on your house. A bond can be used for various things. Usually, a bond is used for jobs that require extensive amounts of work. If there are large portions of your house that will need to be fixed after a storm or other natural disaster, having a bond can help you get paid for the roofing work that is needed.
Make sure you thoroughly understand the difference between insurance and a bond when you are shopping for roofing contractors in your area. A bond is often times required by a certain part of your city or county. It will cover the actual cost of the work if you were to submit a claim against the roofing company after the fact. Insurance is often times referred to as “collateral” because it will pay the cost of the repair or replacement of your property should you ever submit a claim against the roofing company. When you are shopping around for roofing contractors, you should always make sure you understand what type of insurance a particular roofing company is offering. This will ensure that you don’t end up paying for unnecessary coverage.
Many homeowners assume that hiring roofing contractors means they can take the job done on their own. This is simply not true. Even if you have a general contractor’s license, the job may still require certain prerequisites to be completed before a final contract is written. As a homeowner, you have the right to have a licensed and insured roofing contractor inspect your home and check for damages before beginning any work. In the event that damages are found, they must be addressed and repaired prior to beginning any work on your home.
Although the laws that govern roofing contractors and their liability protection differs from state to state, there are a few federal regulations that you should be aware of. For example, all United States citizens are protected by the Home Safety and Affordable Housing Act of 1994, which make it illegal for a non-licensed individual to do work on a person’s residential housing. Prior to 1994, this same law made non-licensed individuals who performed work on another person’s residence guilty of criminal fraud and should be fined or imprisoned. The act was meant to prevent injuries that could be caused by untrained contractors or faulty materials.
Another important regulation that you should be familiar with is the Americans with Disabilities Act. This act encourages responsible roofing contractors to make sure that their work complies with the requirements for people with disabilities. Before a contractor begins work on your house, they should make sure to contact you and your household members to make sure that they are planning to make changes to your home that will allow for your disability to function as intended. Many times, they may also need to temporarily remove things like carpeting so that they can perform the necessary renovations.
The regulations that apply to roofing contractors also apply to homeowners in terms of what kind of work they are allowed to have done on their homes. Although many homeowners may not realize this, there are many times when a roofer is allowed to make aesthetic modifications to a house that they are not even capable of making. As a homeowner, you are encouraged to watch over your home and make sure that the roofer is doing their job. After all, safety and quality construction are paramount for your safety and the safety of those living under your roof.